According to Kevin Hurwitz, CEO of Wonga.com South Africa, the company has become aware of individuals who are offering loans using the Wonga company logo, registration number and NCR number.
He says that the criminals send consumers emails claiming to be from Wonga, offering them (fake) loans with unrealistic interest rates.
â??Once the recipient contacts the scammers, they are requested to provide personal information and to deposit various amounts of money into different private bank accounts. This continues with repeated requests for an advance fee payable, and the victim never receives the loan funds.â?
Hurwitz confirms that Wonga does not offer business loans and the only way to apply for a real Wonga loan is via the Wonga.com website – never by email or SMS. In addition, Wonga offers a maximum loan of R2 500 for first time customers. He adds that Wonga will never request any payment upfront for a loan.
â??The fees Wonga charges are all in line with the National Credit Act and are payable on the customerâ??s due date. These fees are clearly shown on the homepage, along with the total cost of the loan, before a customer applies.â?
Any customer who believes that they are victims of a scam, should open a criminal case at the South African Police Service (SAPS), says Hurwitz.
â??As soon as a police docket is opened by the consumer, they should send this on to the company in question who has been fraudulently misrepresented by the scam artist. This information, including the case number, affidavit and paperwork received as part of the scam, will be used by the company to further investigate the case.â?